First-time buyers in 2026 can benefit from stamp duty relief on properties up to £300,000, a chain-free purchase process, and lower running costs in a new build compared to an older home. At The Furlongs at Holland Park in Spalding, solar panels, battery storage and EV charging are included as standard on every home. 3 bedroom homes are available from £229,995, with 5% deposit paid, stamp duty covered and legal fees included on selected plots.*
Why 2026 is worth taking seriously as a first-time buyer
The honest reality of buying your first home in 2026 is that it isn’t easy. Rents have risen significantly, making it harder to save while also paying for somewhere to live. Deposit requirements haven’t gone away. And the process itself can feel opaque when you’ve never done it before.
But there are genuine reasons why now is worth considering carefully rather than waiting indefinitely — and a new build, in particular, removes several of the complications that make the process harder than it needs to be.
What first-time buyers should know about stamp duty in 2026
First-time buyers in England currently pay no stamp duty on properties up to £300,000. On properties between £300,001 and £500,000, a 5% rate applies on the portion above that threshold. Above £500,000, the first-time buyer relief disappears entirely.
For most buyers looking at The Furlongs at Holland Park in Spalding, this means the stamp duty position is straightforward. And on selected plots, stamp duty is covered as part of the incentive package — speak to our sales team for details.*
Why “chain-free” matters more than it sounds
As a first-time buyer, you have something most people further up the market don’t: you have nothing to sell. That makes you a genuinely simple buyer to deal with, and a new build amplifies that further — because you’re the first owner, there’s no chain above you either. No seller waiting on another sale, no domino of transactions that can collapse for reasons nothing to do with you.
What to look for in the running costs, not just the purchase price
A purchase price is easy to compare. Running costs are harder to see in advance, but they matter significantly when you’re budgeting your first home. A property with lower energy bills month after month is genuinely worth more than a cheaper property that costs more to run — particularly when every pound of monthly outgoings affects how much mortgage you can comfortably carry.
At The Furlongs, every home includes solar panels, battery storage and an EV charging point as standard — so your bills are lower from the day you move in, without paying extra for it.
What else is included right now
On selected plots at The Furlongs, 5% deposit contribution, stamp duty covered and legal fees included — which means less to find before you get the keys, and a move that’s more achievable than you might have thought.* 3 bedroom homes are available from £229,995.
What “support through every step” actually looks like
At Broadgate, our sales team is there for first-time buyers from first enquiry to key collection — clear, honest answers to questions that might feel basic, and an aftercare team who’s still there once you’ve moved in.
*5% deposit contribution, stamp duty and legal fees (up to £2,000) included on selected plots. T&Cs apply. Prices correct at time of publication and subject to change — please contact our sales team to confirm current availability. Current SDLT rates as of July 2026 — tax rules may change. Speak to your solicitor for advice specific to your situation.
